Paying off Mortgage

Paying off Mortgage Early Bird to Pay off Mortgage It is very commonly believed and also works as a real strategy that the loan is always a burden no matter for what purpose it has been taken and how it may work and vary in the different circumstance. In the end, it is a loan and needs to… Read More »

Who can apply for mortgage?

An Ideal Mortgage Candidate Considerations to be an Ideal Mortgage Candidate Well getting your hand on the mortgage is never an easier task since there are a lot of factors that may come in your way. The lenders definitely demand a proof in terms of the viability of your financial status and when you have a… Read More »

Mortgage Rate Lock

Mortgage Lock Locking In the Mortgage Rate The fear of rising interest rates in the context of a mortgage for a borrower is always a risk factor and this may end up increasing the monthly payments required to be made. Not only the risk lies here in but also in the case of the entire budget… Read More »

Simple Interest Mortgage

Simple Interest Mortgage All You Must Know About Simple Interest Mortgage There are two kinds of mortgage settlements these days prevailing in the markets, one is the standard mortgage and one is the simple interest mortgage. Despite the fact, that the difference between these two kinds of mortgages lays in the context of the interest… Read More »

Types of Mortgage

Types of Mortgage Mortgage Choices One Can Make The concept of a mortgage is not at all new in any way and when it comes to making the payments of mortgage every month the borrower has several options to go for. At numerous instances, the behavior of the borrower has been inclined towards making a little… Read More »

Applying for a Mortgage?

Key Steps To Attaining A Mortgage Applying for a Mortgage? When it comes to getting into the terms of the mortgage, things need to be very carefully handled as this process is not a piece of cake and soundness of every single matter and detail is an essential thing. However, when one needs to get… Read More »

Principal Agent Problem Solution

Principal Agent Problem Solution How do we give the agent, the managers, the right incentives to do exactly what the principles, the shareholders want them to do?  And that implies that we need two things. First, we need to be able to obtain periodic feedback. And the reason we want to obtain periodic feedback is very clear. Remember… Read More »

Difference between Accounting Profit and Economic Profit

Difference between Accounting Profit and Economic Profit How does economic profit differ from accounting profit? Here is a very simple example that reflects the difference between accounting profits and economic profits and, and thinking properly or improperly about the process of value creation. That is, suppose that as a company, you invest $1 billion in R&D, big amount of… Read More »

What is Value Based Management?

Value Based Management VBM stands for Value-based management. There are many ways of defining but Value-based management at the end of the day is two things: Number one is trying to find a variable that you can use to determine whether a corporation is creating or destroying value. And I am trying to find a variable because,… Read More »

Who are the Stakeholders?

Who are the Stakeholders? Stakeholders are more or less by definition anybody that has a role to play in the process of value creation. So besides the shareholders, the employees have a role to play, the suppliers have a role to play, the society in which the company does business; they have a role to play. In other words, stakeholders… Read More »